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More Stores Offering Layaway Plans

October 31, 2011
Plain English Version

A layaway program allows customers to pay for merchandise over time. It usually calls for a one-time fee and a small down payment.

Remember, you must pay the full amount by a certain date. For example, Walmart’s layaway plan runs from October 17 through December 16.

For Walmart:

  • the purchase must be at least $50
  • there is a 10% initial payment
  • there is a one-time $5 service fee
  • there is no payment schedule

Toys “R” Us offers layaway on all playthings in 450 of its 600 stores nationwide. This year’s layaway began October 15 and runs through December 4.

Be sure to review the details at the store.

Sears and Kmart are continuing their year-round layaway programs.

The Wall Street Journal


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