Welcome to The Times in Plain English   Click to listen highlighted text! Welcome to The Times in Plain English

Affordable Care Act May Not Cover Some Families

September 3, 2012
Plain English Version

President Obama signing the Affordable Care Act in the White House.

There is a problem in the Affordable Care Act for some working families.

The Affordable Care Act says starting in 2014 most American families must have health insurance. The government will help some families pay for the insurance.

Many workers get health insurance through their employers. They often pay part of the premium. The new law says if the amount of the premium is below 9.5 percent of the worker’s household income workers will not get assistance from the government.

The problem is in the 9.5 percent limit. It is based on the cost of insuring one person.  The cost of insuring a family is usually much higher.

For example, a family with an income of $35,000 must pay up-to $3,325 (9.5%) of health insurance premium costs. That will easily pay for one person.  One study said the annual premium for one average worker is $920.

However, the cost for a family is much higher. The average cost for the worker’s share of family coverage is $4,130 a year. The worker may not be able to afford it. And the family will not be eligible for assistance.

Advocates and some congressmen say government payments should cover a spouse and children. They said the law was meant to cover lower and middle income families.

The federal government will soon issue its final rules on family coverage.

In another statement the Obama administration said that undocumented youngsters eligible to study in the United States were not eligible for care under the Affordable Care Act.

The New York Times

Print Friendly

Features

New Research: What it Means to Become a Mother

There is even a word that describes it. It is “matrescence.” The matrescence period begins during pregnancy and extends into motherhood. The signs can...

An Immigrant Artist in America

Nari Ward is an artist from Jamaica. He lives and works in a former Harlem fire station.

Nari Ward takes everyday objects – most...

The Expert’s Guide to Contentment

The experts met in Vancouver. The agreed on the following tips to a better life.

  • Face-to-face social...

Watch That Juice Drinking

Of course, you thought fresh orange juice was good for you and your children. Who does not? Some experts do not.

A good many Americans...

Archives

Dictionary
  • dictionary
  • English Dictionary

Double click on any word on the page or type a word:

Powered by dictionarist.com
Click to listen highlighted text!