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Young Adults Joining Health-Care of Parents

May 11, 2011
Plain English Version

The new health care law allows young adults up to the age of 26 to remain on their parents’ health-care plans.

Insurers report that hundreds of thousands of young people are taking advantage of the law. One large plan said one-third of its new enrollees are young adult dependents.

The federal government thought that 1.2 million young adults would enroll in 2011. Early numbers show that it could be much more. This group is eligible even if they no longer live at home, are not dependents for tax purposes or are not students.

Nearly 30 percent of people in there twenties do not have health insurance. Many do not believe they need health coverage.

If the young adults work for employers with health plans, they cannot go on their parent’s plans. This changes in 2014 when they can change to the parent’s plan.

Before the new law, most insurers dropped coverage at age 18 or 21, or when children graduated from college.

Some employers worry there is a cost to the coverage. The federal government thinks the increased cost will be modest.

The Arizona Republic



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