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Undocumented Residents Not Worryng About Health Care Website

December 2, 2013
Plain English Version

The goal of the Affordable Care Act (Obamacare) was better health care for all Americans. Services, such as covering pre-existing conditions, were part of the program. To do this, millions of healthy, mostly young, people would have to join the program. Their premiums would fund the expanded program.

That is why the website was so important. It was intended to give millions of people access to the services.

The website for Obamacare is the biggest issue in the country. Yet whether it works or does not work means nothing to millions of people living here. It depends on who you are.

There are more than 11 million undocumented people in the U.S. The law does not cover these residents. Yes, they can buy private health insurance, but it is expensive. For the undocumented, community clinics and emergency rooms will continue to be where they get medical help.

The story is different for legal permanent residents. If you have lived in the U.S. for more than five years, you can get Obamacare and Medicaid. That is good news. However, it is not clear at this time how much you will have to pay for it. Or whether you will ever need some of the covered services.

Things are not as good for legal permanent residents who have lived here fewer than five years. They may qualify for Obamacare. It depends on their income. The poverty level for one person is $11,490. If an individual’s income is below $45,960 a year (400 percent of the poverty level), he/she may be eligible for subsidized health insurance.

Those who have been in the country less than five years do not qualify for Medicaid.

And some rules differ from state to state.

Dreamers came to the country with undocumented parents. If they are in school or working they are lawfully here through the Deferred Action program. However, they are not eligible for Obamacare.

This sounds confusing because it is. In the end, most people will get the best information by sitting down with an “expert.”

Source: Think Progress                                                                                                           October 1, 2013

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