Somewhere in the future there will be better ways of protecting the web sites you use from hackers. Until then, there a number of ways you can protect yourself.
First, stay away from easy to hack passwords. Passwords such as 123456, abc123, admin, 111111, letmein, trustno1, iloveyou, football, batman and so on are easy for hackers to find and accounts are simple to break into.
Experts recommend a system of memorizing odd passwords. Think of an event you will not forget. Let us say you went to an outdoor concert and it rained heavily, creating mud puddles. You slipped in the mud and lost your cell phone. Your password might then be “Mudcellconcert.”
Use that password on all your social media, but change it a little. For Facebook, the code could be “Red,” so your password becomes “MudcellconcertRed.” And the Twitter account code could be “blue,” so that password then becomes “MudcellconertBlue.”
Use another event on your financial accounts. For example, if you double-paid on a bill your password could be “TwoX$$justdumb” with the code to your bank account as “Maple” for “TwoX$$justdumbMaple.”You could then use “Birch” for your 401(k) account for “TwoX$$justdumbBirch.”
The more unrelated parts the password has, the better.
The new year is a good time to work on creating new passwords.